Three free tools for buying and selling in Maricopa, Arizona. No sign-up, no email, no account — they run in your browser, and nothing you type is sent anywhere.
No sign-up, no email required. They run in your browser and nothing you type is sent anywhere.
Estimate what you'd actually walk away with after payoff, commissions, concessions, title and escrow, repairs and Arizona tax proration. Change the sale price and every line moves with it. Print it or save it as a PDF.
Open the net sheet →A bigger down payment does not remove FHA mortgage insurance — that surprises almost everyone. Put your numbers in both columns and compare the monthly payment, the cash to close, and what each loan really costs over five or ten years.
Open the calculator →The plain-English companion to the net sheet: every cost that comes out of an Arizona home sale, what's fixed, what's negotiable, and the one number that actually matters.
Read the breakdown →The short version, in plain English, so you can decide which tool you actually need.
They are free and there is no email field. No sign-up, no account, and no lead form attached to any of them. Every calculation runs inside your own browser — nothing you type is sent to me, stored on this website, or passed to anyone else.
What you would walk away with, not what the house sells for. It works down from the sale price through your mortgage payoff, the compensation you have agreed to in writing, any concessions you offer the buyer, title and escrow fees, repair credits, and the Arizona property-tax proration. Change the sale price and every line moves with it.
Not the way most people assume, and that is the thing that catches buyers out. Rather than trust a rule of thumb, put your own figures into both columns and watch what the mortgage insurance does over five and ten years, alongside the monthly payment and the cash you need at closing.
The biggest pieces are agent compensation, which is set in a written agreement rather than by any standard rate; the owner's title insurance policy, which is customarily seller-paid in Arizona and typically runs about $1,400 to $4,000 depending on price (Arizona title company quotes, September 2026); escrow and settlement fees; and anything you agree to credit the buyer. Arizona has no real estate transfer tax — only a flat $2 affidavit fee at recording (Arizona statutory rate, September 2026).
Yes, and the list comes from what people actually ask me. Recent conversations have been about down-payment assistance, how much cash is left over after closing, and whether a builder's rate buy-down beats a lower price. If there is a number you keep working out on the back of an envelope, tell me and I will build it.
Built by Mike Millet
REALTOR® · Maricopa, Arizona
I am an Arizona native and an Army Veteran, and I sell real estate here in Maricopa. I built these because the numbers that decide a move should be yours to run, privately, before anybody asks you for an email address. More about me · get in touch.
Tell me what it is. The next calculator on this page comes from whatever people ask for most.
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