Thank you for your service. Now let's get you home.

From one Veteran to another.

I'm a six-year Army Veteran and two-time Afghanistan deployee. If there's one thing I learned coming home, it's that the security of owning your own four walls is life-changing.

Southwestern-style home with arched entry, gravel garden, and mountains beyond.

My story, short version

After completing requirements for promotion as a Warrant Officer, I was a flight school shoe-in. Then life threw some unexpected turns, and I chose to leave the Army and focus on my family. Coming home after my second deployment took real rebuilding, and a lot of growth came out of it.

Now, as a REALTOR®, helping Veterans into homes they own is some of the most meaningful work I do. The VA loan is one of the best benefits you've earned. Most people just need someone to walk them through it without the jargon.

Moving to Maricopa? You're in the right place.

Living in Maricopa with Mike Millet is the YouTube channel people binge before they move here. I make honest video tours of the city, its neighborhoods, and its new-build communities, then help people land in the right home. Around 80% of the buyers I work with are relocating from out of state. And while Maricopa is my bread and butter, I'm an Arizona native — I help clients buy and sell all over the Phoenix-Metro area.

Living room with pale sofas, a tall stone fireplace, and large windows overlooking desert landscaping.

Step one: confirm your VA eligibility

Errors in VA loan eligibility aren't rare, so check early. You should qualify if any of these fit:

  • 90 consecutive days of active service during wartime
  • 181 days of active service during peacetime
  • 6 years of service in the National Guard or Reserves
  • You're the spouse of a service member who died in the line of duty or from a service-related disability

Don't meet any of those, or your certificate came back negative? You may still qualify. We just dig a little deeper.

Stone home entry with a dark wood door, arched masonry, and potted greenery.

Step two: talk to a lender early

Don't wait until you're "ready" to talk to a lender; that causes the delays everyone dreads. A good lender helps you understand exactly where you stand and how to set up the best qualification and rate. And a fun fact most people get wrong: the VA itself sets NO minimum credit score. Each lender sets their own, so a no from one lender can be a yes from another.

White stucco home with an arched entry, curved walkway, and desert landscaping beneath mature trees.

VA loan quirks worth knowing

  • Termite inspection is required (not optional). It's a nominal cost, and any active infestation gets treated before closing.
  • Bedroom windows with bars need a quick-release or an alternate exit.
  • Minimum Property Requirements: the home must be livable and in good repair, with functional utilities and climate control. Nearly everything on the MLS qualifies.
  • CAIVRS: a little-known federal registry. A defaulted federal loan (including student loans) blocks a VA loan until cleared, even if it's off your credit report.

Moving to Maricopa? You're in the right place.

Living in Maricopa with Mike Millet is the YouTube channel people binge before they move here. I make honest video tours of the city, its neighborhoods, and its new-build communities, then help people land in the right home. Around 80% of the buyers I work with are relocating from out of state. And while Maricopa is my bread and butter, I'm an Arizona native — I help clients buy and sell all over the Phoenix-Metro area.

Moving to Maricopa? You're in the right place.

Living in Maricopa with Mike Millet is the YouTube channel people binge before they move here. I make honest video tours of the city, its neighborhoods, and its new-build communities, then help people land in the right home. Around 80% of the buyers I work with are relocating from out of state. And while Maricopa is my bread and butter, I'm an Arizona native — I help clients buy and sell all over the Phoenix-Metro area.

Let’s Make Your Next Move Make Sense

No pressure. No sugarcoating. Just honest advice, local insight, and a REALTOR® who stays personally invested from the first conversation to the closing table.

Let's Connect

Get in Touch

Community pool with palm trees, a fenced playground, and shaded pavilion.

Contact Details

MIKE MILLET

[email protected]
(520) 842-5300

20100 N 51ST AVE STE E510 GLENDALE, AZ 85308